When you’ve been first time upgrading from cash to plastic money, two things happened to you:-

  •      You can Make big Transactions anywhere in the world.
  •       It was more secure.
Now-a-days everything is converting to digital, then why not we move to digital money. Digital Wallets are more secure than keeping cards and the it also provides some below facilities:-

What is a Digital Wallet?

Digital Wallet is a Virtual Storage System, in which Money, Coupons & Your Portfolio are identified as a Digital Certificate. In this Money can be added through Debit Card, Credit Card, Net Banking and even Cash Pay Outlets. It’s Supported Merchants & Utilities Bill’s payments, Prepaid Mobile Recharges, DTH recharges, and also can be used for Online Purchasing & Shopping. Wallet Services can be reached through Browser, Mobile Apps, and SMS. With the Help of Technology, The NFC can make quick and secure payments. Digital Wallets are getting very Popular in the world.
Advantages of Digital Wallets

The Digital Wallets have many advantages:-

1.      Time Saving:- Generally we have to input Credentials of our Credit Cards, Debit Cards and Net Banking while doing a transaction and then we are redirected to payment gateways through which we have to authorize payments. But in case of, Digital Wallets You’ve to first login and don’t have to do anything else.
2.      More Secure:- The digital wallet combats this problem by giving users the option to transfer their information securely and accurately.

Application of digital wallets
Consumers are not required to fill out order forms on each site when they purchase an item because the information has already been stored and is automatically updated and entered into the order fields across merchant sites when using a digital wallet. Consumers gets benefited from the online offers and deals, which can save some of their money.  Consumers also benefit when using digital wallets because their information is encrypted or protected by a private software code; merchants benefit by receiving protection against fraud.

Digital wallets are available to consumers free of charge, and they’re fairly easy to obtain. For example, when a consumer purchases at a merchant site that’s set up to handle digital wallets, he types his name and payment and shipping information into the merchant’s own form. At the end of the purchase, the consumer is asked to sign up for a wallet of his choice by entering a user name and password for future purchases.

Best Digital Wallets Available Online

Instead of tapping your credit card on the NFC machine at the checkout counter, all you have to do is wave your smartphone or tap it on the machine to make your payments. It’ll be able to identify the credit card information linked on your Google account. You can directly link your Debit or Credit Card to your Google Wallet and No worry if you forget your Cards. 

Google Wallet

1. An easier way to pay:-

Google Wallet makes it easy to pay – in stores, online or to anyone in the US with a Gmail address. It works with any debit or credit card, on every mobile carrier.
2. Tap and pay with your phone:-
Just Tap and Pay with your Android phone everywhere you see the google wallet symbol 
3. Spend anywhere with the Google Wallet Card:
Use your Google Wallet Card to pay with your Google Wallet Balance in-store at millions of Debit MasterCard® locations. You can also use it to withdraw cash at an ATM, and you’ll get instant notifications for every transaction, right on your phone.
4. Send money. Spend instantly:-
Send money to anyone in the US with a Gmail address, or request money on-the-go. It’s easy, fast, and free to send money directly from your bank account, debit card or Wallet Balance.
Received money? Spend it instantly in stores or withdraw cash from ATMs with the Google Wallet Card. You can also transfer it directly to your bank account.
5. Speed through online checkout.
It’s easy to buy from your favorite apps, mobile sites, Google Play, and more. Just look for the Buy with Google button and checkout in as few as two clicks.
6. Stay safe when you shop.
Google Wallet comes with 24/7 fraud monitoring as part of Google Wallet Fraud Protection in the US. You can easily disable your Wallet app or card from your Google Wallet account if they’re ever lost or stolen.

PayPal is an American international e-commerce business allowing you to do payments and money transfers through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as cheques and money orders. It is subject to the US economic sanction list.
It also allows you to view your past transactions in detail.
1. At the speed of want.

Millions of people around the world use PayPal for one reason: it’s simple. Just an email and password will get you through checkout before you can reach for your wallet.
2. Put your phone on shopping mode.
Shop for deals even on the move. All of the deals, none of the queues. Just a simpler and safer way to pay when you’re out.
3. Pay anyone, anywhere.
Pay for your items or services easily and more securely, simply with an email address. No matter where they are, they’ll be delighted to get your payment.
4. Request payments easily.
Requesting payments is a friendly reminder for a job well done. They’ll get an invitation to pay any way they like without having to think about it.
5. Click with your customers worldwide.
Start accepting payments from your overseas customers, wherever they are. Accept more payment methods via credit and debit card, bank account and, of course, PayPal (whichever applicable).

Paying in stores or within apps has never been easier. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now payments happen with a single touch.
Apple Pay will change how you pay with breakthrough ContactLess payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone, Apple Watch, or iPad to pay in a simple, secure, and private way.

1. An easier way to pay in stores.
One touch to pay with Touch ID. Now paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. You don’t even have to look at the screen to know your payment information was successfully sent. A subtle vibration and beep let you know.
2. Apple Watch
Double-click to pay and go. You can pay with Apple Watch — just doubleclick the button next to the Digital Crown and hold the face of your Apple Watch near the contactless reader. A gentle pulse and beep confirm that your payment information was sent.
3. An easier way to pay within apps.
Convenient checkout. On iPhone 6, iPad Air 2, and iPad mini 3, you can also use Apple Pay to pay with a single touch within apps. Checking out is as easy as selecting Apple Pay and placing your finger on Touch ID.
4. Keep your purchases private.
Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Passbook for your convenience, but that’s as far as it goes.

Securely store your payment types in Dashlane’s online wallet. Get express checkout and flawless form filling everywhere you shop online. Automatically capture receipts of all your purchases. Always have your digital wallet on you, and never have to store your credit cards on sites that you don’t completely trust.

1. Store any and all payment types.
Credit cards, debit cards, bank info, PayPal…pay any way you like using your online wallet.
2. Dashlane automatically saves receipts & screenshots of your purchases.
Store itemized receipts of any purchase in your digital wallet, with screenshots to know exactly where you’ve been shopping.
3. Your wallet deserve to be mobile, too.
Take your payment info with you wherever you go, and keep it away from prying eyes with our
auto-locking and encrypted digital wallet.
4. Impenetrable security on every device. Sheild
AES-256 encryption, your own private master password, and auto-lock that encrypts your data if you lose your device.
5. Accepted on every website.
No more wondering if your favorite shopping website accepts your digital wallet. Dashlane autofills your payment info on all sites.
6. Smarter than just your card numbers.
Link cards to billing addresses. Get notified when they are going to expire. Leave the remembering to Dashlane’s online wallets.



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